National Application Center :: career details :: Insurance Sales Agents
Career Details :: Insurance Sales Agents
Description
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as independent broker, or be employed by an insurance company.
Experience
Previous work-related skill, knowledge, or experience is required for these occupations. For example, an electrician must have completed three or four years of apprenticeship or several years of vocational training, and often must have passed a licensing exam, in order to perform the job.
Education
Most occupations in this zone require training in vocational schools, related on-the-job experience, or an associate's degree. Some may require a bachelor's degree.
Training
Employees in these occupations usually need one or two years of training involving both on-the-job experience and informal training with experienced workers.
Tasks
- Advises clients of broker (independent agent) in selecting casualty, life, or property insurance.
- Discusses advantages and disadvantages of various policies.
- Selects company that offers type of coverage requested by client to underwrite policy.
- Contacts underwriter and submits forms to obtain binder coverage.
- Plans and oversees incorporation of insurance program into bookkeeping system of company.
- Installs bookkeeping systems and resolves system problems.
- Establishes client's method of payment.
- Explains necessary bookkeeping requirements for customer to implement and provide group insurance program.
- Explains group insurance programs to promote sale of insurance plan.
- Calls on policyholders to deliver and explain policy, to suggest additions or changes in insurance program, or to change beneficiaries.
Related Careers
- Advertising Sales Agents
- Driver/Sales Workers
- Opticians, Dispensing
- Order Clerks
- Real Estate Sales Agents
- Sales Representatives, Agricultural
- Sales Representatives, Instruments
- Sales Representatives, Medical
Important Abilities
General Work Activities
- Selling or Influencing Others
- Communicating With Persons Outside Organization
- Establishing & Maintaining Relationships
- Performing for/Working With Public
- Interpreting Meaning of Information to Others
Important Skills
Frequent Work Context
- Job-Required Social Interaction
- Persuade Someone to a Course of Action
- Importance of Being Sure All Is Done
- Consequence of Error
- Importance of Being Exact or Accurate
