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Monday 2.6.2023

National Application Center :: pay for college

Plan, explore, and apply to college using these great tools.

What is the EFC?

One of the most important figures in the financial aid process for you and your family is the Expected Family Contribution or EFC. This figure, which takes into account your family's financial situation, is your family's expected contribution toward paying for college.

How is the EFC Calculated?

There are two methods that can be used to determine a family's EFC. If you apply only to public institutions, or to other institutions using only the FAFSA to determine aid eligibility (by far the majority of colleges), the Federal Methodology (FM) calculation will be used to determine how much aid you'll be eligible for. If you also apply to, or exclusively apply to, institutions using Institutional Methodology (IM), a different EFC will be calculated to determine your aid eligibility at those colleges.

Federal Methodology (FM)

Institutional Methodology (IM)

NOTE: Some colleges will also require information and consider income and assets of the noncustodial parent in cases of divorce.